Check If You Qualify
Free · No documents · No credit check
NCR Registered Debt Review South Africa
Find out if you qualify for debt review and how much you could save on your monthly repayments.
NCR Registered
NCRDC1015 & NCRDC2423
DCASA Full Member
Debt Counsellors Association of SA
NDCA Member
National Debt Counselling Association
2023 · Top 5 finalist, Medium
2024 · Top 10, Large
2025 · Top 10, Large
How debt review works
1 · Check if you qualify
Two minutes, online. No documents, no credit check, no obligation.
2 · We look at the real numbers
A registered counsellor goes through your income, expenses and every debt. You find out exactly where you stand.
3 · We negotiate for you
We go to your creditors for lower interest and smaller repayments. You stop taking the calls.
4 · One payment, legally protected
One affordable amount a month — and your car and home are protected by court order while you pay it off.
More than half your salary going to debt? You’re the norm here.
Every month we publish the South African Financial Pressure Index from the real applications our counsellors assess. In the three months to August 2026:
58.4%
of the typical applicant's take-home pay already committed to debt
56%
of applicants owe more than half their income every month
1,174
real applications behind these figures. Not a survey.
As featured in leading South African publications
Ready to Check Your Eligibility?
Take the first step towards lower repayments and legal protection. It only takes 60 seconds.