NCR Registered 4.9 Google Rating🏆 Award-Winning 2025 477+ Reviews

Meet Our Team

NCR-registered debt counsellors and experienced consultants who have helped over 5,800 South Africans regain financial control since 2015.

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About Debt Solutions 4 U

Established in 2015, Debt Solutions 4 U (DS4U) is an NCR-registered debt counselling practice based in Centurion, Gauteng. We have helped over 5,800 clients navigate the debt review process — reducing monthly repayments, protecting assets, and providing a clear path to becoming debt-free. Our team combines regulatory expertise with genuine care for every client's financial wellbeing.

5,800+
Clients Helped
Since 2015
Established
NCR
Registered (NCRDC2423)
Centurion
Gauteng, South Africa

Our Team

Rowan Gary Breeds

Rowan Gary Breeds

Lead Debt Counsellor NCRDC2423

BCom Finance, University of South Africa (UNISA)

Rowan is the Lead Debt Counsellor and founder of Debt Solutions 4 U. He holds a BCom Finance degree from the University of South Africa (UNISA) and NCR registration NCRDC2423. He has built DS4U into a practice that has helped over 5,800 clients since 2015. His approach centres on structured, compliance-first debt review — ensuring every client understands the process, the documentation requirements, and what realistic outcomes to expect. Rowan oversees all debt review applications and maintains direct relationships with major credit providers to negotiate the best possible terms for clients.

Wesley Raymond Sparkman

Wesley Raymond Sparkman

Debt Counsellor NCRDC1887

BSc (Hons), University of Southampton

Wesley is an NCR-registered Debt Counsellor (NCRDC1887) who supports clients through every stage of the debt review process. He holds a BSc (Hons) degree from the University of Southampton and brings a methodical, detail-oriented approach to financial assessments and repayment restructuring — ensuring clients receive plans that are both compliant with the National Credit Act and realistically affordable. Wesley is known for his clear communication and his ability to simplify complex financial situations into practical next steps.

Jeanique Grobler

Jeanique Grobler

Debt Review Consultant

Jeanique works directly with clients to assess their financial position and develop tailored debt review solutions. She brings a thorough, detail-oriented approach to every case — from gathering documentation to coordinating with credit providers. Jeanique ensures clients understand each step of the process and provides consistent support throughout their journey to financial stability.

Karabo Lebese

Karabo Lebese

Debt Review Consultant

Karabo provides practical, personalised guidance to clients navigating the debt review process. She takes a structured and supportive approach — helping clients understand their options, organise their finances, and work toward lasting stability. Karabo is recognised for her honest communication and her commitment to finding solutions that fit each client's individual circumstances.

Verify Our Credentials

Debt Solutions 4 U is registered with the National Credit Regulator (NCR) under registration number NCRDC2423. You can verify our registration — and those of our individual debt counsellors — on the NCR Register of Registrants.

Why verification matters

  • Only NCR-registered debt counsellors can legally conduct debt review under the National Credit Act
  • Registered counsellors are bound by the NCR's code of conduct and fee guidelines
  • You can lodge complaints with the NCR if a registered counsellor acts improperly
  • Unregistered operators have no legal authority to negotiate with your creditors

Our Office

Midlands Office Park West, Mount Quray Street, Midstream Estate, Centurion, 1692

We assist clients across all nine provinces of South Africa. Most of our debt review process is handled remotely via phone, WhatsApp, and email — so you do not need to visit our office to get started.

Speak to Our Team Today

Get a free, confidential assessment from an NCR-registered debt counsellor. No obligation, no judgement — just honest advice about your options.

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Debt Solutions Pty Ltd / Rowan Gary Breeds is a NCR registered debt counsellor
NCRDC2423 — 2020/461240/07 © Copyright 2021–2026 — Debt Solutions Pty Ltd
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Whatsapp
+(27) 87 474 7145
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Email
[email protected]